Baggage Insurance Upgrade

The insurance included in your Camp America fees only covers medical and not baggage and contents. As we now live in a world of smart phones, e-readers and tablets the Camp America baggage insurance upgrade can provide protection for these devices and the other items you bring to the USA for your Camp America adventure.

The cost of the baggage insurance is listed on the payment page of your Camp America online account. Please remember this is an optional upgrade.

Under the terms of the Baggage Upgrade you will have the following coverage:

  • Personal Effects Loss: Up to $2,000 per period of coverage
  • Personal Effects Deductible: $100 per incident
  • Per Item Limit: 
  • Electronic Devices: $ 500
  • Computers: $ 1,000
  • All Other Covered Items: $ 100

The Company will pay the Insured Person up to the maximum as stated in the Schedule of Benefits subject to a deductible for the loss or theft of the Insured Person's personal items.

For full information on the level of coverage and exclusions please read your policy brochure here. Information on the Baggage Insurance upgrade can be found in the: Schedule of Benefits (Upgrade Plan), Description of Benefits (Personal Property Benefit) and in the Exclusion and Limitations section (what is not covered under this plan). 

The upgrade policy also provides coverage for Flight Cancellation and Trip Delay coverage (as detailed in the policy brochure). 


  1. Proof of loss in the form of a Police Report or report from a transportation carrier will be required if making a claim for stolen or lost items.
  2. The policy does not cover loss caused by negligence of the participant.
  3. Any amount paid by airlines and/or business will be deducted from your claim.

Please note: baggage insurance can only be purchased together with the Camp America medical insurance.

To add this to your account please login to your MyCampAmerica account.

If you have any questions concerning the baggage insurance please contact Camp America via email